Flood, earthquake & umbrella insurance
Standard home and auto policies typically don't cover everything. We help Los Angeles-area homeowners, renters and families add flood insurance through the National Flood Insurance Program, earthquake coverage through the California Earthquake Authority, and umbrella liability coverage for extra protection.
extra protection
Fill the gaps in your coverage
Ask us which of these makes sense for your home, family and budget.
flood
Flood insurance
Flood coverage, often excluded from standard home policies.
National Flood Insurance Program- Homeowners and renters
- Building and contents options
- Help with the application
earthquake
Earthquake insurance
Earthquake protection for California homes.
- California Earthquake Authority policies
- Homeowners coverage
- Condo unit coverage
- Renters coverage
- Personal property options
- Deductible choices
- Reviewed alongside your home policy
liability
Umbrella insurance
Extra liability protection above your home and auto limits.
- Personal umbrella
- Extends home and auto liability
- Commercial umbrella options
- Ask how it fits your policies
Why plan for these risks with us?
Local California focus
We serve North Hollywood, the San Fernando Valley and Los Angeles, where earthquake risk is part of life.
NFIP and CEA access
We can help you apply for flood coverage through the NFIP and earthquake coverage through the CEA.
Clear explanations
We walk you through deductibles, limits and exclusions so there are no surprises.
One review, all policies
We look at your home, auto and umbrella coverage together to spot gaps.
personal & commercial
Coverage for your family, home and business
One local agent, many carriers. We shop Farmers and dozens of other insurance companies to match you with the right coverage at a competitive rate.
Frequently asked questions
Answers to common questions about coverage, carriers, quotes and claims. Don't see your question? Call our office at (818) 484-8798.
What types of insurance does your agency offer?
We help with personal insurance such as auto, home, renters, condo, umbrella, life and health, plus commercial coverage including business owners policies (BOP), general liability, workers' compensation and commercial auto. We can also help you add flood insurance through the National Flood Insurance Program and earthquake coverage through the California Earthquake Authority.
Do you only offer Farmers Insurance?
No. Julia is a Farmers Insurance agent and is also appointed with dozens of other carriers, including Mercury, The Hartford, Travelers, Chubb, Hiscox, AmTrust Financial, Bristol West, Foremost Insurance, AIG and many more. That means we can compare options for you instead of offering a single company's policy.
How do I report a claim?
If anyone is hurt or in danger, call 911 first. You can report a claim directly to your insurance company using the claims number on your policy or ID card, or call our office at (818) 484-8798 during business hours (Monday to Friday, 9 AM to 5 PM) and we will help you through the process.
What do I need to get a quote?
It helps to have your current policy's declarations page handy. For auto, have each driver's license information and your vehicle details (year, make, model or VIN). For home, renters or condo, have the property address. For business insurance, be ready to describe what your business does. Not sure? Just call us and we will walk you through it.