HOAs and condo associations
Master policies, D&O for the board, fidelity coverage, and straight answers for unit owners asking what their HO-6 has to cover.
Overview
Associations need a master policy written to the CC&Rs, protection for volunteer board members, and clear guidance for unit owners on what their own HO-6 policy has to pick up.
What the lease, lender, or board asks for
- Master property and liability limits set by the CC&Rs
- Directors and officers liability for the board
- Fidelity or crime coverage for association funds
Typical program
- Master property and general liability
- Directors and officers liability
- Fidelity or crime coverage
- Earthquake, where the association elects it
- Umbrella
Coverage and pricing depend on the insurance company, the business and underwriting eligibility. See all industries.
Questions about your coverage? Let’s talk.
Call or start online. An agent can review what you carry today and point out possible gaps.
Julia Sourfazian Insurance Agency
5711 Lankershim Blvd Ste 101, North Hollywood, CA 91601
(818) 484-8798 · julia@sourfazianagency.com
Monday–Friday, 9 AM–5 PM Pacific Time
CA License #0I57275