Workers' Compensation

Workers' Compensation for California Employers

California requires workers' compensation for employers with even one employee, including part-time employees. We'll help you set up coverage with the correct class codes and prepare for the annual audit.

Request a ConsultationCall (818) 484-8798

What it covers

  • Medical care for work-related injuries
  • Lost wages for injured employees
  • Employer's liability
  • Audit support

When we talk

What we'll cover together

Workers' comp is built around your payroll and the work your employees do. A short conversation helps us understand both.

  1. The work your team does

    The premium is based on payroll and the class code for the work being done, so we start with what your employees do.

  2. Your payroll

    We'll talk through your payroll estimate, since it's part of how the premium is figured.

  3. Your contracts

    If a contract calls for a waiver of subrogation, let us know so we can review it with you.

  4. The annual audit

    We'll help you prepare for the audit, so the numbers on your policy match how the year went.

  • Who needs it

    California requires workers' compensation for employers with even one employee, including part-time employees.

  • Common add-ons

    • Waiver of subrogation for contracts
    • Pay-as-you-go payroll billing, where offered

Available carriers vary by coverage and underwriting eligibility.

Start a conversation

Request a Business Insurance Consultation

Tell us a little about your business. We'll follow up to learn more about your operations and talk through the information needed to pursue a quote.

This short form starts the conversation. It isn't an application, and it doesn't replace the more detailed review a business policy needs.

Prefer to share more details up front? Use our online quote request form.

(818) 484-8798 · julia@sourfazianagency.com

5711 Lankershim Blvd Ste 101, North Hollywood, CA 91601

Monday–Friday, 9:00 AM – 5:00 PM

Helping clients across California · English and Armenian

CA License #0I57275

Years in business
Approximate number of employees
Coverage interests (choose at least one)
Do you currently have business insurance?

Please don't include Social Security numbers, driver's license numbers or detailed financial information. We'll gather what's needed for a quote when we talk.

Submitting this form doesn't bind or change coverage. See our Privacy Policy.

Thank you. Your inquiry has been received, and our office will follow up to learn more about your business. If it's urgent, please call (818) 484-8798.
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Questions

Common questions

Do I need workers' comp for one part-time employee?

Yes. California requires employers to carry workers' compensation for every employee, including part-time employees, from the first hire. Going without it exposes the business to penalties and to paying an injured employee's costs directly. The premium is based on payroll and the class code for the work being done, so for a small payroll it is often more manageable than owners expect. The office sets up the policy with the correct class codes and helps you prepare for the annual audit.

Looking at other coverage too? Read about business insurance and commercial auto.

This page is a general overview, not a description of any specific policy. Actual coverage is governed by the policy issued, including its terms, conditions, limits and exclusions. Submitting a request doesn't bind or change coverage. Coverage is subject to eligibility and underwriting, and availability varies by insurer.