Commercial Auto
Commercial Auto Insurance
Commercial auto coverage for vehicles owned by the business, plus hired and non-owned auto coverage for employees who drive their own cars for work.
Coverage, explained
What commercial auto can include
What's available, and what you choose, depends on the carrier, your vehicles and how they're used. We'll review each part with you.
- Liability for company vehicles
- Helps pay for injuries to others or damage to their property when a covered vehicle is involved in an accident the business is responsible for, up to your limits.
- Physical damage
- Helps pay to repair or replace a covered vehicle after a collision or other covered damage, after your deductible.
- Hired and non-owned auto
- Helps with liability when employees drive vehicles the business rents or borrows, or their own cars for work.
- Uninsured and underinsured motorist
- Helps when the at-fault driver has no insurance or not enough to cover the costs.
Who needs it
Businesses with vehicles on the road
Businesses with delivery vehicles, service trucks, or company cars, and any business whose employees run errands in their own vehicles.
When we talk, we'll ask about
- which vehicles the business owns or leases
- who drives them
- how the vehicles are used, such as deliveries or service calls
- whether employees drive their own cars for work
Common add-ons include rental reimbursement, towing and labor, and a commercial umbrella over the auto policy. Available carriers vary by coverage and underwriting eligibility.
What clients say
"Julia is very responsive and provides one of the best customer service I’ve ever experienced. I refer all my clients to her and that is how much I trust her."
Start a conversation
Request a Business Insurance Consultation
Tell us a little about your business. We'll follow up to learn more about your operations and talk through the information needed to pursue a quote.
This short form starts the conversation. It isn't an application, and it doesn't replace the more detailed review a business policy needs.
Prefer to share more details up front? Use our online quote request form.
(818) 484-8798 · julia@sourfazianagency.com
5711 Lankershim Blvd Ste 101, North Hollywood, CA 91601
Monday–Friday, 9:00 AM – 5:00 PM
Helping clients across California · English and Armenian
CA License #0I57275
This page is a general overview, not a description of any specific policy. Actual coverage is governed by the policy issued, including its terms, conditions, limits and exclusions. Submitting a request doesn't bind or change coverage. Coverage is subject to eligibility and underwriting, and availability varies by insurer.